Kicking the Tires on Ramp? Then Call Stampli, Too

If you are looking at Ramp to modernize your company’s spend management, you are not alone. Ramp is a well-known choice for corporate cards and expense control. But before you decide, it is worth taking a look at Stampli.

Stampli has grown from an AP automation platform into a complete Procure-to-Pay (P2P) solution that combines procurement, budgets, invoices, vendor management, payments, and corporate cards in one connected system. If your business processes more than 200 monthly invoices, Stampli needs to be on your list right next to Ramp.

Here is a plain-English overview of how Stampli compares to Ramp and why finance and procurement teams switch. Want to know how it will help a company like yours? Keep reading to learn why Stampli is also a great choice to manage your entire spend lifecycle.

1. Built for the Full Procure-to-Pay Lifecycle

Ramp is designed around corporate card spend and expense management. Stampli manages everything from purchase requests to payments.

Employees can submit requests through the Employee Purchasing Portal, a guided interface that turns natural language into structured purchase requests. Stampli’s AI automatically routes these requests for approval, checks available budget, and ensures compliance with company policies.

Once a request is approved, it flows through the same platform for invoicing, coding, and payment. The result is one seamless process that controls spend before, during, and after purchase.

2. ERP Integration That Runs Deep

Ramp connects at a surface level to accounting tools like QuickBooks. Stampli’s integrations go much deeper.

Stampli has prebuilt, bi-directional ERP integrations that sync data automatically between systems. This includes NetSuite, Sage Intacct, SAP, Oracle Fusion, Microsoft Dynamics 365, QuickBooks, Acumatica, Dealertrack, and Sage 100.

Every two hours, Stampli imports data such as vendors, GL accounts, and POs, and exports invoices every five minutes. It also supports intercompany transactions, amortizations, and OneWorld subsidiaries.

In short, Stampli fits your ERP as it is. You do not need to change your setup or processes.

3. Smart AI That Learns How You Work

Billy, the AI employee operating within the Stampli platform, is one of its biggest differentiators. Billy automatically detects and suggests vendor names, GL codes, and approvers, and flags duplicate invoices and unusual activity.

Billy learns from every action your team takes, getting smarter and more accurate over time. It is not a rules-based system; it is adaptive intelligence that mirrors how your finance team actually works.

4. Direct Pay: Centralized, Controlled Payments

Ramp’s bill pay functions as an add-on. Stampli’s Direct Pay is built right into the P2P platform.

After an invoice is approved, Stampli can pay vendors by ACH, check, credit card, or international transfer. Payment approvals can include multiple approvers with defined dollar limits. Every payment maintains a clear audit trail and automatically syncs to your ERP.

This creates a single, auditable record from invoice to payment, making reconciliation much easier and faster.

5. Global Payment Capabilities

Ramp only supports U.S. payments. Stampli handles both domestic and international payments through a partnership with Goldman Sachs.

With Stampli International Payments, you can pay vendors in over 150 countries in USD or local currency. You can also set FX rate targets and approval thresholds before payments are released.

It provides the same visibility and control you have for domestic payments, now extended to your global vendors.

6. Advanced Vendor Management

Vendor onboarding is often a pain point for AP teams. Ramp does not address it, but Stampli does.

Advanced Vendor Management (AVM) helps you collect and verify vendor information automatically. You can:

• Invite vendors through a branded vendor portal.
• Collect W-9s, insurance certificates, and other required forms.
• Set document expiration reminders.
• Block payments to non-compliant vendors until documents are verified.

All updates and approvals are tracked to keep your vendor data accurate and compliant.

7. Real-Time Budget and Spend Control

Stampli gives finance and procurement teams live budget visibility at the moment of approval.

You can create department or project-level budgets, define spending limits, and automatically block over-budget requests. Budget owners receive alerts when thresholds are reached.

This turns budgeting from a reactive reconciliation process into proactive spend control.

8. Powerful Reporting and Dashboards

Ramp offers card analytics. Stampli offers full spend visibility across all purchasing and payments.

With Stampli Insights and Stampli Reports, you can see invoice cycle times, approval bottlenecks, vendor spend trends, and user productivity. Reports are fully customizable and exportable for your audits or BI tools.

This allows finance leaders to spot issues early and continuously improve P2P operations.

9. Collaboration That Happens in Context

One of Stampli’s biggest advantages is how it brings people and communication into the workflow itself.

Comments, questions, and clarifications happen directly on the invoice page. Every note, edit, and approval is logged in the activity feed.

This eliminates endless email threads and keeps everything tied to the right record.

10. Fast Implementation, Minimal IT Work

Because Stampli’s ERP integrations are prebuilt and tested, setup is quick. Most customers go live within weeks, not months.

Stampli’s onboarding team handles configuration and training, so you can start realizing value almost immediately without adding IT resources.

The Bottom Line

Ramp is a solid choice for managing card spend and simple bill payments. But if you really want to understand the options for  control over all company spend—from procurement to payment—you should call Stampli too.

With Stampli, you get:

• Full visibility across every dollar spent.
• Deep, native ERP integration.
  AI that learns and improves with every transaction.
• Global payments and vendor compliance in one systems

Stampli is the modern way to connect procurement, payables, and payments without reworking your ERP or your process. The next step is to contact us — we’ll ask you whatever we need to understand your situation and pains so we can make the advice specific.