What are the best Stampli alternatives in 2025?

With CFOs increasingly turning to AI-powered tools to streamline financial operations, choosing the right solution is more critical than ever. Stampli has emerged as a leading solution in the AI-powered finance operations space, centering on the AP process to drive up to 90% efficiency across the procure-to-pay lifecycle. But is it the right choice for your organization?

Financial automation platforms like Stampli eliminate manual tasks, optimize workflows, and provide real-time insights to inform strategic decision-making. A recent PWC survey revealed that most CFOs are adopting AI finance features, including accounts payable automation. However, 84% also said they are currently delaying at least one investment decision due to economic uncertainty.

In this environment, choosing the right financial automation solutions is essential. While Stampli is a strong contender in AP automation, expense management, procure-to-pay processes, and payment processing, businesses have diverse needs. To help you find the perfect fit, this article explores alternative solutions, highlighting their strengths and ideal use cases. 

We’ll look at Stampli alternatives for:

• Accounts payable automation
• Expense management
• Payment processing
• Procurement management
• Procure-to-pay automation

Let’s get started.

Stampli: Procure-to-pay platform centered on AP automation

Designed to streamline the procure-to-pay lifecycle, Stampli is a cloud-based finance operations platform that automates and optimizes accounts payable and procure-to-pay (P2P) processes. It gives finance teams visibility and control over purchase order matching, payment processing, vendor management, and expense management.

Stampli features

Stampli helps you maximize efficiency through features such as:

• AI-powered invoice processing: Stampli’s Billy, your AI employee, learns business processes and cost accounting rules to streamline invoice capture, data entry, GL coding, and approval workflows, eliminating errors and improving processing speed.
• Billy for PO matching: Automated three-way matching with industry-leading accuracy, replicating human judgment in PO-to-invoice matching.
• Centralized communication and collaboration: Effective financial management is a team sport involving vendors, employees, and stakeholders. Stampli centralizes tasks, documentation, and communications on top of the invoice, making team collaboration easier.
• Integrated payment and card processing: Stampli Direct Pay and Stampli Card let you manage AP spending and expenses in the same workflow. Transactions automatically sync to your ERP, giving timely visibility and control over spending.

Stampli key strengths

Pre-built ERP integrations support full native functionality

Stampli builds integrations for GP, BC, Finance, Sage Intacct, SAP, Oracle NetSuite, Quickbooks Online, and 70+ other in-house software solutions to support full native functionality. Customers can implement in weeks, not months, without coding or changes to existing processes or the ERP environment.

AI at the core 

AI and machine learning have been at the core of Stampli’s operations and technology since its founding in 2015. Its solutions leverage data and insights from extensive collaboration with finance and procurement teams. 

Billy, Stampli’s AI employee, works alongside finance teams. It learns from existing processes and adapts to new information, enabling it to understand context and support human decision-making. Billy frees team members from manual tasks while keeping them in the loop — always ensuring humans have oversight of critical decisions.

The leader in AP automation

Customer reviews place Stampli as a leader in AP and procure-to-pay automation software. Several customer rating sites and industry reports recognize Stampli’s excellence in customer service, including:

• G2 Best Software Products for 2024: Named #2 in the Best Accounting & Finance Software for 2024 category and #58 overall in G2’s Best Software Products for 2024 report.
• G2 Grid for Accounts Payable Software Fall 2024: Named Grid Leader and #1 for Highest User Satisfaction.
• 2024 Capterra Shortlists: Named to Capterra’s 2024 Shortlists for Accounts Payable and Billing & Invoicing software.
• Software Advice Best Accounts Payable Software of 2025: Named Best for Value for Money.
• GetApp’s Category Leaders in Accounts Payable: Named a 2024 Category Leader and ranked #3 for Accounts Payable.
• TrustRadius Best Accounts Payable Software: Ranked #1 for Accounts Payable Software and named a Top Rated solution.

These rankings reflect Stampli’s strong performance in the accounts payable and procurement automation software market.

Stampli target customers

Stampli’s customer base includes government, mid-market to enterprise businesses, and non-profits, including multi-location and multi-subsidiary locations.

What Stampli customers are saying 

“In an era where time is of the essence, and efficiency is paramount, Stampli stands out as a beacon of simplicity and effectiveness. One of the standout features of Stampli is its seamless integration with existing accounting software. Regardless of whether your organization utilizes QuickBooks, NetSuite, or another platform, Stampli seamlessly integrates, eliminating the need for tedious manual data entry and ensuring data accuracy. 

“Navigating through invoices and approvals is a breeze with Stampli. The platform’s intelligent automation capabilities streamline the entire invoice approval process, allowing for swift and efficient processing. With Stampli, gone are the days of lost invoices and delayed approvals – everything is centralized and easily accessible, enhancing transparency and accountability within the organization. Stampli redefines invoice management, making tedious tasks a thing of the past.” – Capterra reviewer

Why would you need an alternative to Stampli?

We might be a tad partial, but we believe Stampli is the best finance operations solution for businesses looking to optimize AP or P2P processes. In all seriousness, while Stampli is an excellent solution provided by a friendly and helpful team dedicated to your success, it’s important to realize that it might not be the perfect fit for your organization. Factors like your company size, specific finance automation needs, industry, and budget all play a role in choosing the right solution. If you’re looking for an alternative to Stampli, we’ve put together a list of strong options to help you in your search.

Accounts payable automation alternatives

If you’re specifically looking to automate and streamline your accounts payable processes, here are some of the leading Stampli alternatives to consider.

Tipalti: Payment and financial automation

Tipalti is a cloud-based payments platform that has expanded to provide AP automation, spend management, and procurement solutions. It caters to medium and enterprise businesses who want to manage complex international payments.

Tipalti features include:

• Global mass payments: Simplifies international payments to suppliers with automated currency conversions and tax compliance.
• Tax compliance: Ensures regulatory compliance by collecting and processing tax forms, validating tax information, and creating tax reports.
• AP automation: Provides automated invoice processing, approval routing, and payment automation.

What Tipalti customers are saying

Tipalti customers speak positively about its global payment capabilities and friendly user interface. According to one Tipalti customer review on Capterra, “As a mid-sized business with a global supplier base, we found that Tipalti has been instrumental in streamlining our payment processes. The platform’s automation features have significantly reduced manual work and errors, and the comprehensive dashboard has enabled us to track payments and generate detailed reports.”

Other alternative accounts payable solutions

QuickBooks Online

QuickBooks Online (QBO) is a cloud-based accounting system for small and medium-sized businesses. It offers simple, user-friendly AP automation features to help growing businesses manage supplier invoices.

AvidXchange

AvidXchange provides AP automation solutions tailored to specific industries, such as real estate and financial services. They also offer tools to help customers track and manage specific expenses such as utilities.

Expense management alternatives

If you’re looking for an expense management platform or virtual card solution to manage employee expenses, consider these alternatives.

SAP Concur: Employee travel and expense management

SAP Concur is designed to streamline employee travel and expense management processes for medium and enterprise businesses. It provides an all-in-one solution that integrates with SAP S/4HANA and other products in the SAP family.

SAP Concur features

• Employee travel management: Enables employees to book travel arrangements and manage itineraries while adhering to company expense policies. The platform automatically checks travel requests against travel rules and spending limits to reduce the risk of out-of-policy bookings.
• Expense management: Automates expense reporting, receipt capture, and approval routing.
• Analytics and reporting: Provides real-time reporting and analytics on employee spending to help organizations identify cost savings opportunities and detect fraudulent expenditures.

What SAP Concur customers are saying

“SAP Concur makes expense reporting fast and easy,” says an HR director on Capterra. “I use SAP Concur almost weekly and find it efficient and easy to use. From going back years to when users were taping receipts to paper and uploading, to having the ability to easily attach receipts via your mobile device is fantastic…

“With SAP Concur, I can create accurate, detailed expense reports, automate expense management processes, and have visibility anytime and anywhere. I can submit and approve expense reports from anywhere via the mobile app.”

Other alternative expense management providers

Airbase

Airbase is a spend management solution for medium to large businesses. Traditionally focused on expense management, it has expanded into accounts payable and procurement. Airbase offers custom expense management workflows to help organizations gain greater control and visibility over expenditures.

Payment processing alternatives

Payment processing solutions optimize vendor payments by unifying payment methods and streamlining payment processes. Here are some alternatives to Stampli Direct Pay and Stampli Card.

BILL: Payment solutions for SMEs

BILL (formerly Bill.com) provides accounts payable and accounts receivable services to help small and medium businesses manage paying vendors and getting paid by customers.

BILL features

BILL offers four service tiers: Essentials, Team, and Corporate. Customers choosing the Essentials package can choose either accounts receivable or accounts payable features.

• Accounts payable: Streamlines invoice data entry, standard approval routing, and payments via virtual card, credit card, or ACH transfer. Customized approval routing and user roles are available at higher tiers.
• Accounts receivable: Automates invoice creation, sending, tracking, and payment collection by ACH transfer or credit card.
• ERP integration: At the Essentials tier, BILL offers file-based integration with ERPs and accounting systems. API-based integration is available at higher tiers.

What BILL customers are saying

According to customer reviews, BILL customers appreciate BILL’s ease of use and how it simplifies manual payment processes. In one Capterra review, a controller said that BILL “Creates AP efficiencies” but has “difficulty in 3-way match processing.” They report that BILL is “very easy to use, and eliminates paper checks and manual processing of wires and ACH payments.” However, they found the “cost, the setup/implementation into our ERP system (Netsuite)” and ”difficulty processing inventory prepayments and three-way match transactions” were obstacles to fully taking advantage of BILL’s capabilities.

Other alternative payment processing solutions

Ramp

Ramp is a financial platform that offers corporate cards and expense management software for small and medium businesses. It provides Visa corporate cards with customizable spending limits, spend policy enforcement, and ERP integrations. Ramp also provides advanced features such as automated accounting coding and spend controls at extra cost.

Procure-to-pay alternatives

Procure-to-pay and supply chain solutions automate procurement functions such as purchase requisition and purchase order creation, three-way matching, and vendor management. Here are some alternatives to Stampli’s procurement solutions.

Coupa: Global supply chain and procurement management

Coupa is an end-to-end solution for large and enterprise businesses needing to streamline their P2P and supply chain management. It helps businesses track spending, optimize supply chains and P2P processes, and manage liquidity.

Coupa features

Coupa offers several integrated features on its platform:

• Procurement automation: Optimizes source-to-pay processes by automating vendor management, contract and document management, and spend analytics.
• Supply chain optimization: Provides tools for tracking, analyzing, and optimizing global supply chains.
• Liquidity management: Offers visibility into global cash flow and supports forecasting and cash allocation strategies.

Coupa customer reviews

Coupa customers praise the platform’s flexibility and all-in-one solutions, with one reviewer saying, “Coupa excels in delivering a unified platform for procurement, invoicing, and expense management, making it easier for business to control and optimize their spending. Its user-friendly interface and cloud-based accessibility enhance user experience, allowing for efficient operation from any location.”

Other procure-to-pay solutions

SAP Ariba

SAP Ariba is offered as part of SAP’s suite of procurement solutions for enterprise customers. It’s a cloud-based P2P and supply chain management solution that automates and optimizes sourcing, vendor management, procurement, and working capital management.

Choosing the right finance operations platform

Choosing the right finance operations solution is a critical decision for any finance leader. We’ve explored several Stampli alternatives across four categories — each one offers its own strengths and caters to specific business needs.

When making your decision, consider factors such as:

• Core functionality: Does the solution offer the specific features you need to automate AP and P2P processes?
• Integrations: Does the solution integrate seamlessly with your existing ERP or business systems?
• Scalability: Can the solution grow with your business and adapt as your needs evolve?
• Pricing: Does the solution provide good value for your money?
• Customer support: Does the solution have a track record of excellent customer service?

By looking at your options and considering these factors, you’ll be able to choose a solution that empowers your finance team, maximizes efficiency, and drives business growth. Of course, we’d love to be that solution. If you’re ready to see how Stampli can transform your finance processes, get in touch with one of our experts today!