MineralTree competitors: When to choose Stampli or other tools
MineralTree is an end-to-end accounts payable (AP) automation platform that handles invoice capture to payment. TotalAP, MineralTree’s full-suite AP solution, offers invoice processing, invoice validation, approval routing, and payment automation. As part of Global Payments, MineralTree also offers TotalPay for payment automation and SilverPay for corporate credit cards.
Because MineralTree focuses on AP, it may not meet your needs if you’re seeking a complete procure-to-pay (P2P) solution. Connected procurement and AP processes are essential for maintaining spending control and visibility from purchase requests through invoice payment. When these systems operate separately, businesses face fragmented workflows that undermine cost control and compliance.
To help you determine the right option for your business, here are six MineralTree alternatives to consider, including both complete P2P solutions and simpler AP automation systems.
1. Stampli
| MineralTree | Stampli | |
| 9.2 | Product direction | 9.5 |
| 9.3 | Good partner | 9.6 |
| 9.2 | Quality of support | 9.6 |
| 9.3 | Ease of admin | 9.3 |
| 8.5 | Ease of setup | 9.3 |
| 9.2 | Ease of use | 9.3 |
| 8.9 | Meets requirements | 9.1 |
Stampli is for accounting teams that want the efficiency of automation but don’t want to rework their ERP or change their existing accounts payable processes. Unlike other solutions, Stampli is a complete P2P platform that connects each step of your procurement process — from purchase request to final payment.
Using artificial intelligence (AI) and machine learning (ML), Stampli learns your workflows and automates key functions across the P2P cycle — including request routing, general ledger (GL) coding, approval workflows, and invoice verification.
Stampli’s procurement and accounts payable workflows are powerful yet adaptable, giving finance teams the complete control and visibility they require to make informed spending decisions.
An industry leader in AP automation software, Stampli has received numerous awards, including:
- Named in the G2 List of Best Accounting and Finance Products for 2025.
- Recognized as Top Rated Accounts Payable Software by TrustRadius for 2024.
- Recipient of the Best Accounts Payable Platform Integrations Award, 2024 Fintech Awards.
Key features
- Procure-to-pay capabilities with an employee purchasing portal and a mobile app offering user-friendly purchase request intake and support for request types ranging from office supplies to IT equipment to travel.
- Customizable approval workflows that employees can configure by request type, amount, entity, and scenario-based logic. Billy the Bot saves time by suggesting dynamic workflows, and Stampli Trays simplify the team routing process.
- Options to manage standalone purchase orders (POs) in Stampli, generate ERP-integrated POs, set up virtual and physical cards for recurring services, and integrate with existing AP automation tools.
- Built-in budget oversight with line item budget assignments, pre-approval impact previews, configurable spending thresholds, and automated blocking for requests that exceed certain budget limits.
- Real-time AP data transparency and analytics via Stampli Insights financial dashboard and automatic data sync with your existing accounting software or ERP.
- Offers multi-location, multi-currency, and multi-subsidiary accounts payable management — with an AP automation interface supporting various approval levels.
- Automated international payment processing to over 150+ countries in USD or local currency with foreign exchange management tools.
- Full support for the native functionality of more than 70 ERPs and accounting systems — enabling your team to deploy Stampli in a matter of weeks, not months, with no disruption to your business.
Advantages
Complete procure-to-pay solution
Stampli connects procurement and AP processes, eliminating the fragmentation that often creates spend management blind spots. As a unified platform, Stampli provides visibility from purchase request through payment.
Customer satisfaction
Stampli is the 15x leader in the G2 Grid for Accounts Payable for customer service, consistently scoring #1 for Implementation, Relationship, and Usability.
Stampli’s support team knows the challenges AP teams often encounter and has the expertise to resolve issues. “[Stampli’s] customer support in this process has been outstanding,” said one customer of their implementation experience. “Each time we have reached out to customer support, they have been quick to resolve our problems.”
Smartest AI
Stampli’s AI, Billy the Bot, learns your procurement and accounts payable process to automate manual data entry. Based on your workflows, it suggests items for faster PO creation or PO splits for items from different vendors. It also streamlines processes like invoice capture, coding, and validation.
“We have been a happy customer since 2017,” said a happy Stampli customer on G2. “Stampli is integrated with our ERP system adding AI (Billy) and automation to our billing process easily adding 5-10 hours back to our week.”
Vendor management
With configurable onboarding workflows, document management, and expiration date tracking, Stampli’s vendor engagement tools simplify vendor onboarding and management. Stampli’s payment blocking for non-compliant vendors makes it easy to improve risk management and ensure compliance.
Integrated services beyond Accounts Payable
Stampli offers a suite of integrated products including procurement management (Stampli Procurement), direct payments (Stampli Direct Pay), physical and virtual credit card programs (Stampli Card), vendor management (Advanced Vendor Management), and employee expenses (Stampli Expenses).
Greater control
Stampli’s centralized cloud-based solution unites all P2P communications, documents, and tasks. Information and conversations flow from procurement through invoice processing, allowing teams to retain context and maintain control throughout the entire cycle.
Customers say Stampli’s reporting capabilities have “allowed for greater control and insight into company expenditures,” and by providing real-time insights into KPIs, have “been useful for our CFO and CEO to [measure] user productivity, which has allowed [their] AP clerk to analyze and find users causing backups in the approval process.”
Time to value
Stampli offers rapid, fully supported implementation that can be completed in days and allows you to retain your existing processes and systems. Plus, Stampli provides setup assistance and 24/7 support from AP and ERP experts.
Pricing
Stampli has a transparent monthly or annual pricing model with unlimited users, vendors, and training.
Bottom line
Stampli is ideal for small, medium, or enterprise companies looking for a comprehensive P2P solution that connects every dot in the spend management process. It combines intuitive design that drives organization-wide adoption with a proven track record, providing a complete P2P automation alternative to MineralTree.
2. BILL (formerly bill.com)
| MineralTree | BILL | |
| 9.2 | Product direction | 8.3 |
| 9.3 | Good partner | 8.5 |
| 9.2 | Quality of support | 8.0 |
| 9.3 | Ease of admin | 8.7 |
| 8.5 | Ease of setup | 8.6 |
| 9.2 | Ease of use | 8.8 |
| 8.9 | Meets requirements | 8.7 |
BILL (formerly Bill.com) provides solutions to simplify, digitize, and automate back-office financial processes for small and mid-sized businesses to manage cash inflows and outflows. It offers invoice generation, approval workflows, payment management, accounting software integration, and cash management.
Key features
BILL offers Essentials, Team, Corporate, and Enterprise service tiers with different feature sets.
Essentials
- Accounts payable or accounts receivable services
- Basic AP automation — capturing data from invoices, vendor info, document storage, payments
- Manual CSV integration with QuickBooks Online, QuickBooks Pro, QuickBooks Premier, and Xero
- Document storage
- Standard user roles
- Email support
Team
Everything in the Essentials tier, plus:
- Automated two-way sync with QuickBooks Pro, QuickBooks Online, QuickBooks Premier, and Xero
- Custom user roles
Corporate
Everything in the Team tier, plus:
- AP and AR automation
- Automated two-way sync with QuickBooks Pro, QuickBooks Online, QuickBooks Premier, and Xero
- Custom approval policies
Enterprise
Everything in the Corporate tier, plus:
- Automated sync with QuickBooks Enterprise, Oracle NetSuite, Sage Intacct, and Microsoft Dynamics
- Multi-location & multi-entity accounting
- Priority customer support
- API access
Advantages
Improved business efficiency
BILL is a simple and easy-to-use way for businesses to automate core accounting functions so they can focus on growth and increasing profitability. It provides access to payment methods such as ACH or credit cards, enabling businesses to pay vendors faster.
Control over expenditures
At higher service tiers, businesses can set custom approval workflows, roles, and permissions to gain better control and visibility over expenses.
Pricing
BILL charges a per-month price based on service tier. It also charges per-transaction fees for payments made on the BILL platform.
Bottom line
BILL provides a functional, cost-effective accounting and basic AP automation solution for growing small businesses. As an alternative to MineralTree, BILL offers a simple, user-friendly interface, access to core accounting features, and flexible, scalable service options to add functionality as your business grows.
3. Airbase
| MineralTree | Airbase | |
| 9.2 | Product direction | 9.1 |
| 9.3 | Good partner | 9.4 |
| 9.2 | Quality of support | 9.4 |
| 9.3 | Ease of admin | 9.1 |
| 8.5 | Ease of setup | 9.0 |
| 9.2 | Ease of use | 9.4 |
| 8.9 | Meets requirements | 9.4 |
Airbase is a cloud-based spend management solution for venture-funded medium-sized businesses in the technology sector. Although traditionally focused on employee expense management, it has added accounts payable and procurement management capabilities to its core spend management software.
Airbase helps companies control spending, accelerate financial tasks, and manage risks by simplifying business and accounting processes. It offers a user-friendly interface, strong spend management capabilities, a comprehensive corporate card program, and flexible service packages.
Key features
Airbase’s spend management platform consists of functional modules including Guided Procurement, Accounts Payable, Expense Management, and Corporate Cards. They offer three service packages consisting of various mixes of modules and special features. Their core AP automation features include:
- Automated invoice scanning and entry using OCR technology to extract vendor details, invoice numbers, and details
- Integration with ERPs, HRIS, and communications systems such as NetSuite, Workday, Okta, and Slack
- Centralized spend, accounts payable, and credit card management from one dashboard
- Vendor payments via ACH, check, vendor credit, virtual card, or wire transfer
- Other integrated services include credit card and mobile employee expense reporting
- Customizable, rules-based approval workflows for all spending
- Vendor payment scheduling, tracking, and batch approvals
- Customer support via email, online knowledge base, and online chat
Advantages
Digital file storage
Airbase digitizes and streamlines file storage to eliminate the need for physical document storage.
Corporate card spend management
Corporate card management is a key function of the Airbase platform. It has flexible and powerful card management capabilities, rewards programs, detailed reports, and other features targeted to the needs of funded companies.
Pricing
Airbase offers three service packages. Certain features and modules are only available at higher-priced tiers, and pricing for each tier is customized according to customers’ needs.
Standard
Basic access to modules and special features for small and medium businesses (up to around 200 employees).
Premium
Enhanced access to modules and greater functionality for medium-sized businesses (up to 500 employees).
Enterprise
Access to all modules and Airbase’s complete suite of features for enterprise businesses (up to 5,000 employees).
Bottom line
Airbase stands out as a good MineralTree alternative for venture-backed businesses wanting an automated spend management and accounts payable automation solution.
4. AvidXchange
| MineralTree | AvidXchange | |
| 9.2 | Product direction | 7.9 |
| 9.3 | Good partner | 8.4 |
| 9.2 | Quality of support | 7.8 |
| 9.3 | Ease of admin | 8.1 |
| 8.5 | Ease of setup | 7.9 |
| 9.2 | Ease of use | 8.6 |
| 8.9 | Meets requirements | 8.4 |
AvidXchange is a cloud-based accounting solutions provider. It provides an end-to-end AP automation platform to help mid-market companies improve their accounts payable process. It aims to “Transform the way middle market companies receive, manage, and pay their bills.”
AvidXchange provides separate modules to automate AP tasks, such as AvidPay for vendor payments, AvidStrongroom for AP automation, and AvidInvoice for invoice processing. It also provides specialized modules for finance functions like spend analytics, utility cost management, and purchase order management.
Key features
The features of the AvidXchange platform support three core functions: purchase-to-pay process automation, intelligent invoice management, and automated approvals and payments.
- Automatic payments to members of the AvidPay network of over 900,000 suppliers in the US
- Automatic OFAC (Office for Foreign Asset Control) checks on new vendors and with every payment run to reduce risks
- Integration with QuickBooks Online, Sage Intacct, NetSuite, MRI Software, and industry-specific business systems like Rent Manager, MIP Fund Accounting, and Yardi
- ACH payment processing with mobile payment capabilities on iPhone and Android
- Complete historical accounting visibility with research and reporting capabilities
- Industry and integration-specific AP automation solutions designed to meet customers’ unique needs
Advantages
Easy-to-use client portal
AvidXchange’s client portal is easy to use and understand, especially for non-accounting employees. The AvidXchange platform is available 24/7 from any device, so it’s there when you need it.
Improved process efficiency
Automating end-to-end manual processes with AvidXchange saves time and frees AP team members to work on higher-value tasks.
Pricing
AvidXchange doesn’t post pricing information on its website. All prices are by quote only.
Bottom line
AvidXchange offers a versatile and powerful solution for mid-market businesses who want end-to-end P2P automation on a single platform. They provide custom-built AP solutions and modules to meet the specific needs of companies in sectors such as finance (AvidAccess), construction (TimberScan), and real estate.
5. Tipalti
| MineralTree | Tipalti | |
| 9.2 | Product direction | 9.1 |
| 9.3 | Good partner | 8.7 |
| 9.2 | Quality of support | 8.6 |
| 9.3 | Ease of admin | 8.7 |
| 8.5 | Ease of setup | 8.2 |
| 9.2 | Ease of use | 8.8 |
| 8.9 | Meets requirements | 8.7 |
Tipalti is a comprehensive accounts payable automation software platform that offers a broad range of invoice management and payments features. It offers end-to-end solutions for medium to large businesses looking to streamline their financial processes. Tipalti aims to prioritize efficiency and improve cash flow management.
Key Features
- Automatic invoice capture, three-way matching, approvals, payments, and reconciliation
- Tax and regulatory compliance powered by a KPMG-approved tax engine
- Purchase order management to streamline PO requisition and gain control over spending
- Customizable predictive approval routing
- Integration with a wide range of ERPs and accounting platforms like NetSuite, QuickBooks, Microsoft Dynamics, and Xero
- Financial controls using role-based security and audit records
- Self-serve vendor onboarding
Advantages
Intuitive user interface
Tipalti provides an intuitive user interface that allows users to easily access transaction data, documentation, and historical accounting information.
Multi-entity processing and reporting
Tipalti can handle different AP processes and workflows per entity and provides a consolidated overview of AP performance across the entire family of subsidiaries.
Pricing
Tipalti charges a per-month fee for access to their basic platform, with additional fees for added modules, features, and advanced functionality.
Bottom line
Tipalti is a good solution for mid-market businesses looking to improve AP and payments processing with a configurable, end-to-end automation solution. It offers an intuitive interface, strong internal controls, and streamlined payment processing to boost efficiency and realize cost savings.
6. Spendesk
| MineralTree | Spendesk | |
| 9.2 | Product direction | 8.6 |
| 9.3 | Good partner | 9.0 |
| 9.2 | Quality of support | 9.1 |
| 9.3 | Ease of admin | 8.8 |
| 8.5 | Ease of setup | 8.8 |
| 9.2 | Ease of use | 9.4 |
| 8.9 | Meets requirements | 9.2 |
Spendesk is an expense tracking and spend management platform that gives businesses visibility and control over expenditures so they can build a healthy spending culture. Spendesk’s integrated 7-in-1 solution includes corporate cards, expense reimbursements, budgets, invoice approvals, reporting, compliance, and pre-accounting functions.
Although not a traditional accounts payable automation provider, in November 2022, Spendesk added basic accounts payable automation to their spend management portfolio.
Key features
Spendesk’s AP automation solution offers basic functionality and innovative features to help businesses manage how they pay suppliers.
- Tools to track and manage specific vendor expenditures such as office and administrative spending and subscriptions
- Approval tracking that logs every vendor payment and which manager approved it
- Centralized invoice management system that allows authorized persons to upload invoices from anywhere in the world
- Real-time reporting on payments and committed spend, regardless of where the invoice is in the process
- Integration with NetSuite, FreshBooks, QuickBooks Online, Xero and DATEV
- Visibility into employee expenses, corporate cards, and accounts payable in a single dashboard
Advantages
Versatile spend management
Customers can replace multiple accounting and expense management tools with an all-in-one solution that provides visibility and control over expenses.
Scalable and flexible to support business growth
Spendesk provides many features and capabilities to help growing businesses manage their AP and other accounting functions effectively.
Pricing
Spendesk doesn’t post pricing information on its website. All prices are by quote only.
Bottom line
Spendesk is an attractive MineralTree alternative for growing small- to medium-sized businesses that want a scalable solution providing greater control and visibility over complex AP and spending needs. It uses its spend management platform to provide innovative tools to help companies get on top of their invoice management and payments processes.
Based on all the information above, do you need a MineralTree alternative?
While MineralTree offers a great solution for streamlining financial processes, several compelling alternatives cater to specific user needs and challenges:
- Stampli is a complete P2P solution, with a strong track record of customer satisfaction and a unified platform for AP and procurement.
- BILL provides a cost-effective accounting and basic AP automation solution for growing small businesses.
- Airbase focuses on spending management, automating AP, expense management, and corporate cards to enhance financial control and efficiency.
- AvidXchange offers AP automation through a user-friendly online dashboard.
- Tipalti excels in global payables automation, ideal for scaling companies by reducing workload and centralizing payables.
- Spendesk provides a powerful all-in-one spend management platform with innovative AP management features.
These alternatives address various aspects of financial processes — offering solutions for businesses seeking alternatives to MineralTree software to optimize their financial workflows.
Competitor Pricing
Pricing is a major part of deciding which P2P or AP automation solution fits your business best. Most providers don’t publish their pricing or only share prices for certain products or components without disclosing the full cost of their solution.
When you’re considering an AP automation solution, get a detailed breakdown of the total cost. Ask these questions:
- How is the pricing applied (per month/user/invoice)?
- What is the length of the contract (monthly vs yearly)?
- How many users, locations, or entities are included?
- What products or services are included?
- What are the fees for additional products or services?
Stampli: Automate AP without disrupting your ERP
Say goodbye to fragmented procurement processes and manual ERP work. Stampli connects every dot in your spend management workflow, providing a complete P2P solution that integrates upstream procurement with downstream AP processes.
Unlike platforms that cover AP only, Stampli handles your entire procurement lifecycle — from purchase requests and approvals to invoice processing and payments. Stampli’s AI-powered platform, featuring Billy the Bot, automates tasks across procurement and accounts payable, ensuring visibility and securing control.
| MineralTree | Stampli | BILL | Airbase | AvidXchange | Tipalti | Spendesk | |
| Overall | 9.1 | 9.4 | 8.5 | 9.3 | 8.2 | 8.7 | 9.0 |
| Product direction | 9.2 | 9.5 | 8.3 | 9.1 | 7.9 | 9.1 | 8.6 |
| Good partner | 9.3 | 9.6 | 8.5 | 9.4 | 8.4 | 8.7 | 9.0 |
| Quality of support | 9.2 | 9.6 | 8.0 | 9.4 | 7.8 | 8.6 | 9.1 |
| Ease of admin | 9.3 | 9.3 | 8.7 | 9.1 | 8.1 | 8.7 | 8.8 |
| Ease of setup | 8.5 | 9.3 | 8.6 | 9.0 | 7.9 | 8.2 | 8.8 |
| Ease of use | 9.2 | 9.3 | 8.8 | 9.4 | 8.6 | 8.8 | 9.4 |
| Meets requirements | 8.9 | 9.1 | 8.7 | 9.4 | 8.4 | 8.7 | 9.2 |
Stampli’s versatile suite of integrated products and compatibility with over 70 ERPs makes for swift deployment. It helps companies like Purple reduce invoice processing time from eight to three days by streamlining invoice entry and approval processes.
Let’s talk about how Stampli can unify your procurement and AP processes. Contact us today for a free demo of our P2P solution.
