Stampli vs. Ramp for AP automation

Don’t settle for basic AP when your business deserves better


Ramp simply can’t handle anything more than basic AP needs. It’s an entry-level solution built by a credit card company that can only support basic AP processes.

Without a deep understanding of AP, it’s no surprise that Ramp’s customers complain of ERP data conflicts that require constant manual repair. Stampli is different.

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Companies big and small trust Stampli with $100
billion in AP spend...and counting

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Ramp’s AP automation is a credit-card add-on. Not a real solution.

Stampli is built for AP first

Ramp is great at credit cards, but AP is new territory. Do you really want to be their guinea pig?

Stampli’s AI reduces manual work

Ramp is also new to AI for AP. Do you really want invoice coding and vendor onboarding to stay mostly manual?

Stampli won’t disrupt your ERP data

Ramp’s lack of integration experience manifests as ERP data conflicts. They overwrite your ERP’s vendor data instead of respecting it as the source of truth.

Stampli adapts to how you want to run AP

Ramp only offers fixed, predefined workflows. Your business will only grow more complex — do you really want your AP to be stuck?

Researching and evaluating Ramp?

Here are a few questions you should ask during your discovery:

Ramp offers fixed, predefined workflows that can’t be customized to match your organization’s unique approval processes. This rigid structure forces you to change your existing AP processes to fit their system.

Stampli provides customizable approval workflows that adapt to your existing processes, not the other way around. Our flexible system adapts to your existing processes while learning from past decisions to preserve your team’s operational excellence.

Ramp’s vendor management system lacks payment preference flexibility. Without automated vendor payment settings, your team manually manages payment methods and terms for each transaction.

Stampli lets you set and automate preferred payment methods for each vendor. Our system maintains vendor-specific payment rules, ensuring consistent and efficient payment processing.

Ramp’s AP solution is designed for simpler, lower-volume needs. Their basic interface forces manual scrolling through entire invoices for coding, while cluttered dashboards make it difficult to distinguish new from in-progress items.

Stampli’s enterprise-grade platform scales effortlessly, with an intuitive interface that shows invoice status at a glance and streamlines coding—letting you handle growing transaction volumes without sacrificing efficiency.

Ramp’s portal only lets vendors view basic invoice and payment status or update their information. Without built-in messaging, your team must track vendor communications through email, creating disconnected paper trails.

Stampli’s vendor portal provides real-time messaging directly from invoice pages, along with status tracking and document sharing—all documented in one centralized audit trail.

Ramp requires manual updates for vendor information and invoice coding, with no templates or automation for complex entries. This forces your AP team to handle every detail manually, from basic data entry to lengthy line-item coding.

Stampli’s AI-driven AP automation handles vendor data imports, invoice coding, and routing automatically. Our system learns from your patterns, reducing manual work and freeing up time for more strategic work.

Ramp doesn’t respect your ERP as the source of truth for vendor data. Instead, it pushes its own vendor records into your ERP, creating duplicates and data conflicts that complicate financial reporting.

Stampli maintains bi-directional synchronization with your ERP, treating it as the single source of truth for vendor data. This gives you clean, consistent records and eliminates duplicate entries across systems.

While Ramp offers quick setup, their simplified implementation skips crucial process optimization steps. This “quick fix” approach leaves many efficiency opportunities untapped.

Stampli’s structured implementation ensures your processes are optimized from day one, while still maintaining rapid time-to-value. Our team configures the system to match your specific needs.

What do Stampli customers appreciate most?

Skip the ramp. Own the runway.

If your business is dead simple, Ramp will work. If that’s not you, connect with our team
for a demo of Stampli based on your specific ERP environment.

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