Top 10 procure-to-pay software solutions to consider in 2025
Is procurement process obscurement holding back your business growth?
If you don’t have visibility into spending or your procure-to-pay (P2P) processes, you’re operating in the dark. Complex, disconnected processes across the P2P lifecycle create blind spots and gaps that prevent finance leaders from managing their cash flows effectively. The result is chaos — delayed approvals, payment errors, and cash shortfalls. And as your business grows, the problem only worsens.
Efficient P2P processing requires collaboration, strong financial controls, and attention to detail. However, manual P2P processes are error-prone and time-consuming. They’re also not easily scalable — adding staff just moves the bottlenecks around and increases the risk of errors.
P2P software promises to improve processing efficiency and accuracy by streamlining manual processes, reducing errors, and providing scalability. The challenge is finding the solution that helps you connect the dots rather than adding yet more complexity.
In this article, we’ll help you identify the right P2P software solution for your business. We’ll walk through the benefits of automation, look at the leading P2P software solutions, and share how to choose the best solution to support your growing business.
Let’s dive in.
What is procure-to-pay software?
P2P software streamlines and manages the processes of purchasing, receiving, and paying for goods and services. By integrating procurement and accounts payable functions, P2P software solutions give finance teams end-to-end visibility and control over P2P processes and data.
Most procure-to-pay solutions automate some or all of the six core stages of the P2P process:
- Purchasing: Helps purchasers source a product or service, prepares purchase requisitions, and routes purchase requisitions for approval.
- Ordering: Creates purchase orders (POs), sends them for approval, and sends approved POs to suppliers.
- Receiving: Tracks shipment deliveries and records shipping receipts.
- Invoice processing: Captures, enters, and codes supplier invoices and sends them for approval.
- Two- and three-way matching: Checks invoices for accuracy by matching them against POs and shipping receipts.
- Payments: Processes payments for approved invoices.
In addition to automating core procure-to-pay processes, many P2P software platforms automate other procurement and finance processes, such as:
- Vendor management: Onboarding new vendors, monitoring vendor performance, and managing vendor information and documents.
- Spend analysis: Spend reporting and analytics, fraud detection, and process performance.
- Inventory management: Tracking and managing inventory levels and stockroom management.
- Integration: Synchronizing documents and data with ERPs, accounting software, supply chain systems, vendor relationship management (VRM) platforms, and other business systems.
There are two approaches to automating procurement and accounts payable workflows with P2P software:
- End-to-end automation: Automating the entire P2P process with one software suite. Some end-to-end solutions offer modules that customers can add or remove to customize their solutions.
- Integrated point automation: Automating all or some P2P processes using task-specific solutions that are integrated to ensure seamless processing and data sharing.
Both approaches provide significant benefits to your business.
Benefits of P2P automation
P2P software enables companies to efficiently purchase the goods and services needed to operate and grow their business. By reducing manual paperwork, increasing visibility and control over processes, and improving employee productivity, it provides several benefits, including:
- Reduced processing errors: Replaces error-prone manual processes and improves three-way matching to improve processing accuracy.
- Seamless ERP integration: Synchronizes data and documents with ERPs in real time to provide a single source of truth.
- Scalability for growth: Scales to handle growing PO and invoice volumes and complexity without adding headcount.
- Cost savings: Minimizes manual tasks and improves labor productivity to reduce operational costs.
- Process efficiency gains: Streamlines approvals, supplier onboarding, invoice processing, and PO matching to reduce procurement cycle times.
- Greater spend oversight: Enforces purchasing and payment approval policies and improves audit trails across the organization to monitor and control spending.
- Better supplier relationships: Reduces disputes, shortens purchasing and payment times, and improves supplier communications.
With these benefits in mind, let’s look at the top 10 P2P software solutions.
Top 10 procure-to-pay software solutions
1. Stampli
Stampli is the only procure-to-pay solution that connects every dot from request to reconciliation. Its comprehensive, cloud-based platform transforms disjointed procurement and accounts payable processes into one fluid experience — where every step, approval, and conversation happens in one place.
Stampli features
- Simple employee requests: Any user can quickly initiate a purchase request in Stampli’s employee request portal using natural language to describe what they want.
- Endlessly adaptable workflows: Customers can build custom approval and fulfillment workflows that adapt to any procurement process.
- Flexible outcomes: Any purchase request can have any outcome, including POs exported to ERP, POs remaining in Stampli, internal service tickets, or virtual credit cards for purchasing.
- Cognitive AI™ for PO matching: Stampli’s AI-powered three-way matching solution reduces manual effort and provides 97-100% match accuracy. Cognitive AI understands the nuances of PO matching — replicating human judgment and decision-making processes while giving total oversight and control.
- Paperless invoice processing: Stampli optimizes invoice processing by fully automating invoice capture, data entry, and GL coding.
- Pre-built ERP integration: Stampli adapts to existing P2P processes and ERP configuration with pre-built integrations with MS Dynamics GP, BC, Finance, Sage Intacct, SAP, Oracle NetSuite, and Quickbooks Online.
- Advanced vendor management: Stampli improves vendor engagement by centralizing vendor interactions, compliance, and data management within the P2P workflow.
Stampli key strengths
“Hidden Dots” implementation
During implementation, Stampli’s “Hidden Dots” methodology maps your organization’s current purchasing workflows. Then it uses software to enhance these processes without creating new workflows. As a result, you keep your natural procurement workflows, preserving what works well while adding visibility and control. This approach minimizes the disruption of automating P2P and improves employee engagement.
AI experience and expertise
AI is central to Stampli’s business. Its finance operations solutions are built on data and insights gathered over a decade of collaboration with finance and procurement teams. Since Stampli was founded in 2015, its solutions have helped finance departments save millions of hours of labor.
Stampli’s revolutionary Cognitive AI powers Billy the Bot, Stampli’s AI co-pilot. Billy learns from your cost accounting rules and existing processes, can understand context, and can solve problems like a human being. It frees finance from tedious manual tasks while leaving a human in the loop — Stampli ensures human operators have total oversight and control of critical decisions.
The leading finance operations solution
Stampli is the leader in customer satisfaction in accounts payable and procurement automation.
Numerous flagship customer review sites and reports recognize Stampli’s customer service leadership, including:
- G2 Best Software Products for 2025: Stampli is in the Top 50 for Accounting & Finance software.
- G2 Grid for accounts payable software: Grid leader and #2 for easiest to use. It was also awarded Relationship Leader in Invoice Management, AP Automation, and Expense Management, Implementation Leader in Invoice Management, and Results Leader in AP Automation.
- GetApp’s Category Leaders: Ranked #1 for Accounts payable software.
- Capterra Shortlists: Awarded for accounts payable and payments processing.
- SoftwareAdvice FrontRunners: Awarded best for value for money for accounts payable software.
- TrustRadius Top Rated Solutions: Ranked #4 for accounts payable software.
Stampli target customers
Stampli’s customer base comprises mid-market and enterprise businesses, as well as government and non-profit organizations. It serves multi-location and multi-subsidiary organizations.
Stampli customer reviews
“I didn’t get a penny for this post, and we get no discount on their service. I am intending to GUSH over my favorite software company to date and with the internet these days it’s hard to know the truth from paid endorsements.
“The past six months have [been] incredible working with this Team. If I wore socks they would be BLOWN OFF! I want to share my unbelievable experience with the world because I didn’t know a 100% customer focused relationship was possible in the #SaaS model.
Stampli is proof SERVICE this is possible with an amazing product!
“…There is not enough room on LinkedIn for me to explain how impactful Stampli has been to the Finance team at Superior Masonry.
“The most notable impact…..Stampli has saved us 30-35 hours a week in productivity gain which has allowed our team to focus on strategy, growth, and moving our Company forward. This is worth 10X the investment we have made in this software!!!”
Matt Andersen, CFO
Superior Masonry
“In an era where time is of the essence, and efficiency is paramount, Stampli stands out as a beacon of simplicity and effectiveness. One of the standout features of Stampli is its seamless integration with existing accounting systems. Regardless of whether your organization utilizes QuickBooks, NetSuite, or another platform, Stampli seamlessly integrates, eliminating the need for tedious manual data entry and ensuring data accuracy.”
2. SAP Ariba
SAP Ariba is a cloud-based procurement and supply chain management platform that is part of SAP’s procurement portfolio. It helps organizations automate and optimize purchasing processes like sourcing, supplier management, procurement, invoice management, and working capital management.
SAP Ariba features
- Process automation: SAP Ariba automates processes like purchase requisition and PO creation, invoice processing, and sourcing.
- ERP integration: SAP Ariba integrates with SAP ERP products to share data.
- Procure-to-pay automation: SAP Ariba automates P2P processes such as vendor selection and onboarding, signing contracts, and generating RFPs.
- Supplier management: Companies can use SAP Ariba to manage supplier performance and document management.
- SAP Ariba network: Users can access SAP Ariba’s global network of buyers and suppliers to find suppliers, make purchases, and exchange information.
SAP Ariba strengths
SAP Ariba offers comprehensive, end-to-end procurement automation solutions within the SAP family of products. It offers global reach, a wide range of features, and solid reporting and analysis capabilities.
SAP Ariba target customers
As part of the SAP portfolio, SAP Ariba is best for large, multinational companies with complex procurement needs — and large IT budgets.
SAP Ariba reviews
“SAP Ariba simplifies all supplier, procurement, purchasing, and invoice management processes. It aids in the accumulation of purchases in a business and increases the source of savings. We were able to find the best suppliers using this product, which has increased the speed of our process while also being cost-effective, I like how SAP Ariba lets us track direct and indirect cost; this is significant for us because these are two critical roles for our firm. Something that I really like is that it is an easy software to implement and integrate with other SAP products.”
“Integrating SAP Ariba with existing systems, such as ERP or financial systems, can sometimes present challenges. It may require careful planning, data mapping, and technical expertise to ensure smooth integration and data synchronization.”
SAP bottom line
SAP Ariba brings power and flexibility to procurement, along with complexity, a steep learning curve, and high costs. It’s best for large multinational organizations with the IT and financial resources to operate it.
3. Coupa
Coupa is a spend management platform with a comprehensive portfolio of procurement, supply chain management, and expense management features.
Coupa features
- Supply chain design and planning: Helps organizations enhance supply chain efficiency by tracking KPIs, identifying inefficiencies, and simulating alternative supply chain strategies.
- Procurement: Automates S2P processes like sourcing, vendor onboarding, contract management, and spend analysis.
- Procure-to-order: Helps manage employee procurement through guided buying workflows and spend management.
- Accounts payable: Automates invoice processing, internal controls, and fraud detection to help companies manage AP processes.
Coupa strengths
Coupa provides a wide range of expense management features for companies that want a single spend management solution. It provides advanced analytics, reporting, and modeling capabilities to give businesses deep insights into expenditures.
Coupa target customers
Coupa serves multinational enterprises with large and complex global supply chains.
Coupa customer reviews
“Coupa is a great procurement tool. It has all the modules needed to manage spending and provide spend visibility and governance to our organization.”
“I like to have the whole S2P (Source to pay) experience in Coupa, from sourcing and contracting down to invoicing. The tool feels very easy and user-friendly to use.
“I’ve had a lot of user complaints about the sourcing functionalities, and also, the SIM forms and Risk modules are not very easy or intuitive to configure as an Admin. Especially the Risk module requires more knowledge than all, so if someone comes from no Coupa background is almost impossible to become a CRA expert like it’s possible with the other modules.
“Sourcing issues should be prioritized since it highly impacts the S2C users. Furthermore, easier functionalities for process Automator should be focused on.”
Coupa bottom line:
Coupa is a powerful enterprise suite, but its rigid structure, long implementation timelines, and high costs make it less agile for AP teams that need faster, more flexible automation.
4. Procurify
Procurify began as a spend management platform but has evolved into a P2P platform aimed at simplifying purchasing and accounts payable. It positions itself as an easy-to-use, AI-powered platform for proactive spend management that automates procurement processes in a centralized, cloud-based system.
Procurify features
- Procurement: Simplifies and automates P2P processes from request to payment.
- Contract management: Centralizes and stores contracts to let customers track spend against total contract value.
- Budget management: Provides category-level budget visibility to provide granular control over spending.
- Accounts payable: Basic invoice processing, bill management, and payments automation for customers with straightforward AP needs.
Procurify strengths
Procurify helps growing organizations take their first steps from manual processes into P2P automation. They are strong in front-end purchasing workflows (requests, purchase orders) and proactive spend management.
Procurify Target market
Procurify targets upper-level small and medium-sized businesses and midsized organizations (100 – 1,000 employees) such as tech startups, healthcare, and nonprofit organizations.
Procurify user reviews
“Effortless Expense Management with Procurify…Procurify greatly simplifies budget management and purchase requests. Its intuitive interface makes it easy to track expenses and approvals, saving significant administrative time. Additionally, the ability to customize workflows ensures it meets the specific needs of any organization.
While Procurify is highly efficient, its integration with other software tools could be improved. At times, advanced reporting requires additional configurations, which can be a bit challenging for new users.”
“Procurify makes it super easy to streamline work processes throughout your company. It’s user-friendly and easy to navigate, and I love how responsive the Procurify Team is when handling technical difficulties or questions.
[It] can be very glitchy sometimes. Particularly when accessing reports. I also wish there was a back button when using reports, so you don’t have to refresh and set things up again constantly. Some basic navigation interface would definitely benefit from being tweaked.”
Procurify bottom line
Procurify is a good choice for companies that have outgrown spreadsheets and emails for purchasing but find enterprise solutions like SAP Ariba or Coupa too expensive or complicated. They are new to AP, and their basic solution is missing some invoice-processing features.
5. Precoro
Precoro automates procurement processes, focusing on ease of use and making procurement automation accessible to small and medium-sized businesses.
Precoro features
- Purchasing automation: Purchase request and purchase order creation and approval routing.
- Vendor information management: Stores vendor information, documents, and payment terms.
- Invoice management: Automates invoice data entry and PO matching.
- Reporting and analytics: Helps companies track and monitor spending, requisitions, approvals, and budgets.
Precoro strengths
Precoro is an accessible procurement solution with simple implementation, customizable features, and a user-friendly interface.
Precoro target customers
Precoro is suitable for small and medium-sized businesses, as well as non-profits wanting a cost-effective and easy-to-use procurement solution.
Precoro customer reviews
“Really love the simplicity of the system. have found in the past how complicated and confusing PO systems can be which puts off people raising them…
“Invoice processing is slow. While I appreciate the human check aspect, it doesn’t seem to run smoothly so this is something they can work on. Also the contracts feature is a little pointless. I would like to see more linking towards budgets and POs.”
“We heavily use Precoro on our day to day basis, we deal with a lot of PO’s especially overseas. The step by step process is one of the best parts in Precoro, from Req to PO and PO to an Invoice.
I think what they need to improve or add as a feature are: comments should carry over from the Req, to PO and to an Invoice. Also for PO’s, they should have a function where you can choose a percentage or amount that you want to pay, some overseas vendors have like 50/50 terms or deposits required to start the order.”
Precoro bottom line
Precoro is an accessible P2P platform that’s good for small businesses dealing with growing procurement needs.
6. Zip
Described as an “Intake-to-Procure” procurement orchestration platform, Zip provides a single interface for employee purchase requests and vendor onboarding with automated workflows to coordinate approvals across departments. It aims to address the gap between employee purchase requests and procurement and AP systems.
Zip features
- Intake-to-procure: Assists employees with creating purchase requisitions and uses AI to determine the appropriate approval routing.
- Procure-to-pay: Automated PO creation and invoice processing with customized approval routing.
- Industry-specific purchasing: Customized solutions focusing on unique purchasing requirements for sectors such as healthcare, finance, or IT,
Zip strengths
Zip users highly rate the platform’s ease of use, quick adoption, and flexibility, citing minimal training requirements and customizable workflows. Zip also integrates with a large number of business applications.
Zip target market
Zip targets mid-market and enterprise businesses, especially high-growth companies needing to automate procurement without buying a full source-to-pay solution.
Zip user reviews
“I love having a single platform for the entire Procure-to-Pay process; it has simplified our workflow significantly. The continuous release of new features also helps us improve further. I particularly appreciate the ease of making payments. Before using ZIP, the Accounts Payable team would spend over half a working day preparing the payment run. Now, it only takes 45 minutes…
The main drawback of the ZIP system is its vendor master data management, which is integrated into the purchase request workflow. This system does not permit us to lock certain critical data—such as payment terms and currency—during the vendor onboarding process. This information should be entered when a vendor is first onboarded and subsequently locked, so it is not requested with every new purchase request. In other words, similar to all other ERPs and P2P platforms, certain data should be set up at the vendor level and should not be triggered with each new purchase request.”
Zip bottom line
Zip excels at front-end intake and approvals, making it a good choice for firms needing an intake-to-procurement solution. However, it focuses less on post-approval workflows, potentially leaving customers to develop those workflows themselves.
7. Tipalti
Tipalti is a cloud-based fintech solution that provides global payments automation for companies wanting to simplify paying international vendors. Its platform includes P2P, accounts payable, and spend management automation.
Tipalti features
- Invoice processing: Automated invoice entry, purchase order matching, payments, and reconciliations.
- Global mass payments: Global supplier payment processing and foreign exchange risk mitigation.
- Compliance: Automated internal controls, payment audit trails, error and fraud detection, regulatory compliance, and role-based security.
- Procure-to-pay: Purchase requisition to payment automation, approval routing, and vendor management.
Tipalti target market
Tipalti mainly serves mid-sized to enterprise multi-national businesses.
Tipalti strengths
Tipalti is strong at global accounts payable and handles currency conversion, international payment methods, and tax compliance (W-8/W-9 collection, OFAC checks.)
Tipalti user reviews
“Tipalti is a global vendor payment platform that supports multiple currencies for our company as well as purchase orders. It also streamlines vendor portals where vendors can manage their bills and track payments. The software integrates with Netsuite and other ERPs. Tipalti is a scalable AP solution for medium size business and beyond and has a great approvals workflow.
The user interface for Tipalti isn’t very great compared to other AP processing software. They could use an update to simplify the user experience.”
Bottom line
Tipalti is an attractive solution for companies with significant global payment requirements, but may be overkill for companies not needing advanced tax compliance and payment management features.
8. JAGGAER
JAGGEAR is a source-to-pay (S2P) solutions provider traditionally known for eProcurement (as SciQuest). Its JAGGAER ONE platform provides end-to-end sourcing, supplier management, P2P, and AP automation.
JAGGAER features
- Payment processing: JAGGAER PAY automates and integrates AP payments with procurement to provide a streamlined payment process.
- Industry-specific automation: Specialized modules to handle unique P2P needs like procuring against grants or managing supplier contracts for research laboratories in biotech.
- Supplier network: JAGGAER’s large supplier network facilitates catalogue purchasing and supplier onboarding for customers.
- Comprehensive Source-to-Pay: End-to-end S2P automation rivalling larger providers like Ariba and Coupa.
JAGGAER target market
JAGGAER serves enterprises and large organizations like universities and government agencies with complex procurement needs and large supply chains..
JAGGAER strengths
JAGGAER’s strengths include its large supplier network, comprehensive S2P automation, industry-specific solutions, and focus on supplier collaboration. It provides a sophisticated and flexible solution for companies with complex sourcing needs.
JAGGAER customer reviews
“We use JAGGAER as a Requisition to PO solution and we also process invoices through JAGGAER. JAGGAER helps automate parts of our procurement system through the approval structures we have setup over the years with our staff. It has taken out much of the manual work behind requisitions and invoice processing…
JAGGAER is pricey but not the most expensive. ROI for our org hasn’t been the best, unfortunately, due to adoption issues. But if it wasn’t for that this would be a great return.”
“JAGGAER ONE Sourcing provides customizable workflows that can be tailored to meet the specific needs of an organization…
[It] can be complex and challenging to set up and configure. This may require a significant investment in time and resources.”
JAGGAER bottom line:
Jaggaer is a powerful solution that’s built for procurement, but its AP automation feels like an afterthought, which can make it too complex and frustrating for finance teams.
9. GEP
GEP combines a P2P automation solution (GEP SMART) with procurement consulting and managed services. It offers a unified S2P platform with spend analysis, sourcing, contract management, P2P, and AP automation.
GEP features
- Direct procurement support: GEP SMART supports Bill of Materials (BOM) management and quality assurance to manage direct materials sourcing.
- End-to-end S2P and P2P: Comprehensive automation with no need for additional modules.
- Supply chain collaboration: GEP NEXXE provides supply chain visibility, collaboration, and planning automation.
GEP target market
GEP targets large enterprises and global corporations with extensive supply chains and complex procurement operations.
GEP strengths
GEP brings a comprehensive feature set, scalability, and expertise that rival platforms like Ariba and Coupa, coupled with an intuitive user interface and deep customer support.
GEP user reviews
“The software has all the basic features we need as a multinational enterprise. We’ve been using it for years in the contract and sourcing space, and are now deploying procurement. GP has been very engaging in supporting future product development requirements
As with any configurable software, it takes a fair amount of time to configure, test, and deploy.”
“As a user I could say it is a very good tool for procurement and supply chain, it combines many functions into a single platform which makes it more efficient to use..
…there are limitations in customizing the platform to fit very specific needs or processes. Also when it comes to pricing it costs a higher premium as compared to the other in competition, and for a new user who is using for the first time requires time & training to fully understand its features.”
GEP bottom line:
GEP is built for massive procurement operations. It is powerful and flexible, but may be more than any but the largest multinational companies need.
10. PRM360
PRM360 is a partner relationship management (PRM) solution that provides end-to-end purchasing and invoice processing automation.
PRM360 features
- E-auction: Helps procurement teams source products and services by giving real-time visibility into bidding and outcomes.
- Contract management: Automates contract creation, signing, and monitoring.
- E-invoice management: Automates invoice management, verification, and reconciliation.
PRM360 strengths
PRM360 provides various managed services to assist procurement teams, including access to an extensive pre-vetted supplier network, flexible E-auction solutions, and an easy-to-use interface.
PRM360 customer reviews
“PRM360’s application vendor bidding process is very well organized. As a payment option, our company has selected assistance over the bidding process. The tool also has a feature where it can assist the vendors in participating in the auction without any obstacles.
“Occasionally, our vendors were unable to participate in the bidding or submit quotations, but support is provided. Simple modifications to the application can easily resolve the majority of recurring issues.”
“Before PRM360 was introduced to us, all our approval process for invoices was manual. Our Management introduced PRM360 for managing invoices through the system. From an end user point of view, this system provides capabilities to upload the invoice against a given PO number and I can have a track of events in the approval cycle and can see POs and Invoices together.”
Stampli helps you connect the dots for procurement
Unlike other P2P software solutions, Stampli helps you overcome obscurement and gain greater visibility and control over procurement.
- Easy to use: requires minimal training compared to other solutions.
- Evolutionary AI: Mature AI capabilities that deliver where other companies only promise.
- Flexible pricing: Allows scalable adoption to meet your needs.
- Seamless integration: Pre-built integrations seamlessly enhance ERP functionality..
Schedule a consultation with one of Stampli’s P2P experts today.
